Online applications
Help with damage
8.1
Insurance assessment
the unified buildings insurance

De Vereende Home insurance

Online applications
Help with damage
8.1
Insurance assessment

With De Vereende Opstalverzekering you insure the damage to your house and its immovable goods (goods that cannot be moved, i.e. are fixed). Think for instance of a built-in kitchen and a shed or fence belonging to the house.

What is the insured amount with De Vereende Opstalverzekering?

The building insurance is usually determined on the basis of the reinstatement value. The reinstatement value is the amount that is necessary to build a comparable new house at the same location. The reinstatement value is calculated by multiplying the volume of the house (m³) by the reinstatement value per cubic metre.

Are foundations included in the insurance?

It is often asked whether the foundations should be included in the insurance. The foundations are the parts of the building under the lowest floor that the house is built on. Foundations do not fall under the concept of a house and should therefore be insured separately if desired. We recommend that you do so because it is a considerable cost item if the foundations are damaged, for example by an explosion.

Different types of cover

The building insurance usually includes 4 types of coverage, namely:

  • Fire cover. This is the most limited insurance.
  • Comprehensive cover (UGV).
  • The UGV+.
  • The all-risk cover. This is the most comprehensive cover.

This coverage pays for damage caused by fire, lightning, storm (wind force 7 or more), water damage, burglary, vandalism and collision.

Is building insurance mandatory?

In principle, building insurance is not compulsory. However, if you own a home with a mortgage, the bank generally requires buildings insurance.

De Vereende intermediary

Alpina is an intermediary of De Vereende. This means that with us you can take out insurance with De Vereende.

Apply for De Vereende Home insurance online

It is possible to apply online for building insurance at De Vereende. We advise you to use our comparison module where you see the results of the regular companies. You choose the company you like and go through the complete application by filling in all questions truthfully. There is a chance that the airline can still accept you at the regular rate. If this is not the case, you will receive a proposal for De Vereende.
Please note that an insurance with De Vereende can only take effect after you have paid the first premium AND after you have returned the application form signed. You will receive the application form from us by e-mail.

De Vereende Insurances

There are different types of insurance offered by De Vereende, namely:

  • De Vereende car insurance. This insurance will always be accepted, but the premium is higher than for a regular car insurance.
  • De Vereende Liability Insurance With De Vereende's liability insurance you are insured against damage you accidentally cause to another person or another person's property.
  • De Vereende contents insurance. This insurance covers all moveable property (items in the house that can be moved) that belongs to your private household.
  • De Vereende building insurance. With this insurance you insure damage to your house and the immovable goods belonging to it (goods in the house that cannot be moved, i.e. are earth- and nailproof).

Customers about home insurance

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7
Average score
Based on 14 reviews
07-03-2022
Kim
Very well helped by V. Previous insurance was terminated through no fault of my own, only Diks insurance wanted to help me because they looked at the personal situation. Also very well helped to motivate to make an objection against previous insurance decision, this way more serious problems could be avoided. You guys are heroes!
22-09-2021
Joke
Although we only had contact by telephone, I felt very heard and taken seriously by Lucienne de Jong. She thought along with us and advised us on changing an insurance package (home, contents and liability). There were some bumps in the road, but all praise for her inexhaustible patience. L - Listen U - Explaining C - Creative thinking I - Taking E - Honest N - Accurate N - Meticulous E - Enthusiastic
05-06-2020
Henk
After a raid on our home by another agent of the Vereende, we were almost seen as a criminal with a very high risk factor. The assessment by Diks Verzekeringen was completely different, what had happened to us did not count for that insurance. We are therefore very happy that Vereende has assigned us this intermediary Diks Verzekeringen. Simply: very honest. We recommend this to anyone who is in trouble.

Calculate the premium for building insurance

How do we do it?

Last updated: 26-09-2022

Financially certainly.

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