De Vereende building insurance

Building insurance is usually determined based on the rebuilding value. The rebuilding value is the amount needed to build a similar new house in the same location. This rebuilding value is calculated by multiplying the contents of the home (m³) by a set rebuilding value per cubic meter.

Often people also ask if the foundations should be included in the insurance. Foundations are the parts of the building below the lowest walkable floor on which the house is built. Foundations are not included in the term residential house and thus must be co-insured separately if desired. We recommend that you do so because it is quite an expense if the foundations are damaged, for example, by an explosion.

Property insurance typically has 4 types of coverage, namely:

• Fire coverage. This is the most limited insurance.
• Extended variety coverage (UGV).
• The UGV+.
• The all-risk coverage. This is the most complete variety coverage.

These coverages pay for damage caused, for example, by fire, lightning, storm (wind force 7 or more), water damage, burglary, vandalism and collision damage.

In principle, buildings insurance is not mandatory. However, if you own your own home with a mortgage, the bank generally does require buildings insurance.

Alpina is an insurance broker for Vereende. This means that you can purchase insurance from Vereende through us.

You can apply for home insurance online through De Vereende. We recommend using our comparison tool, which shows you quotes from major insurers. You can choose the insurer that suits you best and complete the entire application by answering all questions truthfully. There is a chance that the company may still be able to accept you at the standard rate. If this is not the case, we will send you a proposal for De Vereende.
Please note that insurance with De Vereende can only take effect after you have paid the first premium AND after you have signed and returned the application form. We will send you the application form via email.

Vereende offers various types of insurance, namely:

• De Vereende car insurance. This insurance will always be accepted, but the premium is higher than regular car insurance.
• De Vereende liability insurance. With De Vereende liability insurance, you are insured against damage you accidentally cause to another person or to another person's property.
• De Vereende contents insurance. This insurance covers all movable items (things in the house that are movable) that belong to your private household.
• De Vereende building insurance. With this insurance, you insure damage to your home and the real estate belonging to it (things in the house that cannot be moved, i.e. earth and nail fixed).