De Vereende Home Contents Insurance

Home contents insurance covers all personal property (movable items in your home) that belong to your private household. For example, your bed, sofa, and television are considered part of your home contents. The kitchen is not, because, in principle, it cannot be easily moved without causing damage. For example, floating hardwood flooring is considered part of your household contents, but glued-down hardwood flooring is not. Household contents are usually insured at replacement value.

Cash and negotiable instruments are generally excluded, but are usually reimbursed up to a maximum amount. Catastrophes (disasters) are also excluded, as are acts of willful misconduct or recklessness.

Please note! Each insurer has its own policy terms and conditions. Therefore, when taking out insurance or filing a claim, we always refer you to the specific terms and conditions.

To determine the value of your household contents, you can list all movable property in a household inventory, but it’s easier to use the household contents value calculator. The value of your household contents is then estimated based on fixed data. Important factors include: the age of the primary breadwinner, the household composition, income, and the size of the home. When calculating the premium, we therefore ask you to provide this information.

Alpina is an insurance broker for Vereende. This means that you can purchase insurance from Vereende through us.

You can apply for home contents insurance online through De Vereende. We recommend using our comparison tool, which shows you the results from major insurers. You can choose the insurer that suits you best and complete the entire application by answering all questions truthfully. There is a chance that the insurer may still be able to accept you at the standard rate. If this is not the case, we will send you a proposal from De Vereende.
Please note that your insurance policy with De Vereende cannot take effect until you have paid the first premium AND returned the signed application form. We will send you the application form via email.

De Vereende offers several types of insurance, namely:

• De Vereende Auto Insurance. This policy will always be accepted, but the premium is higher than that of a standard auto insurance policy.
• De Vereende Liability Insurance. With De Vereende's liability insurance, you're covered for damage you accidentally cause to another person or to another person's property.
• De Vereende Home Contents Insurance. This insurance covers all personal property (movable items in your home) that belong to your private household.
• De Vereende Homeowners Insurance. With this policy, you insure against damage to your home and the associated real property (items in your home that cannot be moved, i.e., those that are permanently affixed to the structure).