Insurance, but too much damage
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Too Much Damage, but Still Taking Out Insurance
If you’ve filed an insurance claim for a loss that can’t be recovered, you’ll generally lose some of your no-claims years. As a result, you may end up in what’s known as the “malus” system; this means you’ll have fewer no-claims years than you started with.
In that case, there are few companies that will accept you, and you’ll generally end up with insurance from Vereende. That’s a great solution, but it’s often an expensive one.
Here at Geennee.nl, we are often able to insure you at the “standard” rate, which means you’ll pay a lower premium than you would with Vereende.
What are claim-free years?
For every year that you don’t file a claim, you earn one claim-free year. As long as you don’t file a claim with your insurer, you’ll continue to earn claim-free years throughout the term of your auto insurance policy. These claim-free years entitle you to a premium discount on your auto insurance. The more claim-free years you earn, the larger your premium discount will be. Read more about claim-free years here.
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