An insurance policy but too much damage
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Too much damage and still get insurance
If you’ve filed an insurance claim for a loss that can’t be recovered, you’ll generally lose some of your no-claims years. This means you could end up in the so-called “malus” category; in that case, you’ll have fewer no-claims years than you started with.
In that case, there are few companies willing to insure you, so you’ll generally end up with insurance from Vereende. That’s a great solution, but it’s often an expensive one.
At Geennee.nl , we Geennee.nl often able to insure you at the “standard” rate, which means you’ll pay a lower premium than you would with Vereende.
What are claim-free years?
For every year you go without filing a claim, you earn one claim-free year. As long as you don’t file a claim with your insurer, you’ll accumulate claim-free years throughout the term of your car insurance policy. These claim-free years entitle you to a premium discount on your car insurance. The more claim-free years you accumulate, the larger your premium discount will be. Read more about claim-free years here.
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