Insuring a scooter without a driving licence
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Everyone knows that you are not allowed to drive a scooter without a driving licence. But what about buying and insuring a scooter if you don't have a driving licence (yet)? People often think that insuring a scooter without a driving license is impossible or very difficult. Unjustified, because also without a driving license you can insure a scooter. You just can't go to each insurer. Of course you want to know which insurers you can go to, that is why we have included this in our online comparator.
Can I buy a scooter without a driving licence?
Yes, you can buy a scooter without a driving licence. When transferring the license plate to your name, you will have to show proof of identity. This does not necessarily have to be a driving license, you can also identify yourself with an ID card or passport. As soon as the scooter's registration number is in your name, you will be obliged to take out a scooter insurance. You have to insure your scooter at least WA. Without a driving licence you are not allowed to drive a scooter, but you can buy one in advance. Some insurance companies will not allow you to have a scooter insurance without a driving licence.
Do not drive a scooter without a licence
If you do not have a driving licence yet, you are not allowed to ride a scooter. Not only is it dangerous and punishable, you are also not insured. In case of an accident, the consequences may be incalculable. An insurance company may refuse to reimburse you for the damage, which means that you will have to bear the costs yourself. Imagine that you hit someone with your scooter and that person becomes disabled. The physical injury is serious enough and the costs can run into the (tens of) thousands of euros. If the insurer does not pay out, you will have to pay for the financial damage yourself. You may have to pay for this for life.
Insuring a scooter without a driving licence: is that possible?
Yes, you can insure your scooter even without a driving licence. However, not every insurance company will cover you. To find out which insurers offer insurance without a driving licence, please use our online comparison tool. In our comparison tool we have already made a distinction between insurers who do require a driving licence and insurers who also accept people without a driving licence. At GeenNee.nl we always try to place you with a regular insurer at normal rates first. Is this not possible? Then we can always place you with De Vereende. Via the comparator you can compare and take out scooter insurance even without a driving licence.
Lending out scooters? Be critical!
The owner is responsible for the moped, even if it is lent out. Damage caused by someone borrowing the mopedwill be charged to your moped insurance. You will therefore lose any claim-free years and also pay the fines for the traffic offences. So be very critical when lending out your moped.
You must insure your scooter even without a driving licence
Even if you only start riding the scooter when you have your driving licence, the scooter still needs to be insured. Even if the scooter is standing unused in the shed, the insurance obligation will still exist. If you are temporarily not going to use the vehicle, you can suspend the insurance obligation. Therefore, always take out a scooter insurance, as soon as the license plate is in your name. Use our online comparator to find out where you can best insure your scooter.
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