Will I be "blacklisted" because of insurance fraud?

No, committing insurance fraud will not put you on an insurance blacklist. In fact, no such blacklist exists at all. You can, however, be registered with Stichting CIS. The CIS database is often referred to as the 'blacklist'. We explain why you are blacklisted in the event of insurance fraud and how you can still get insurance.

'Blacklist' or CIS registration in insurance fraud?

In the case of insurance fraud, therefore, you will not be placed on a so-called black list, but you will be registered in the database of Stichting CIS. Foundation CIS stands for Foundation Central Information System. They keep all insurance information that is important to share. You get a CIS registration in cases of insurance fraud, among other things, but also if you have been disqualified from driving or have driven damage in an uninsured car. Insurers and underwriters can enter this information into the national database. The database aims to make any risks for insurers manageable and prevent fraud as much as possible.

Insurers can check the CIS database to see if you are registered and why. Are you registered for insurance fraud? Then chances are they will refuse your insurance application. You then pose too great a risk to the insurer.