How can I access Roy Data?
Yourclaim-free years are recorded in the Roy Data database. Claim-free years are years in which you have not filed a claim with your auto insurer. For every year you don’t file a claim, you earn one claim-free year. As long as you don’t file a claim with your insurer, you’ll accumulate claim-free years throughout the term of your auto insurance policy. These claim-free years entitle you to a premium discount on your auto insurance. The more claim-free years you accumulate, the larger your premium discount will be. When taking out a new car insurance policy, you’ll need to provide your claim-free years. Not sure how many claim-free years you have? You can view this information in Roy Data. On Geennee.nl , we Geennee.nl how to do that.
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Viewing claim-free years in Roy Data
Roy Data is the central database of the EPS Foundation. This is where your claim-free years are recorded. In the past, claim-free years were verified using a cancellation statement. A cancellation statement is a written document you received from the insurer after terminating a car insurance policy. However, since September 1, 2007, insurers have been using a digital system: Roy Data. When you cancel your car insurance, the insurer enters your accumulated claim-free years into Roy Data. When you take out a new car insurance policy, the new insurer consults Roy Data for your claim-free years. They then add these to your new policy. This is not possible with the claim-free years from a current car insurance policy. All insurers have access to Roy Data. You can also view your own claim-free years in Roy Data.
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How do I know how many claim-free years I have?
Your insurer is required to inform you annually of how many claim-free years you have. Your accumulated claim-free years are therefore listed on the policy statement you receive each year. You can also request your claim-free years from your car insurer or insurance broker. Claim-free years accumulated during a current auto insurance policy are not yet visible in Roy Data. This is because claim-free years are only entered into Roy Data after the insurance policy ends. Until then, they remain tied to your current auto insurance policy. For these claim-free years, you can therefore contact your current insurer.
You can view your past claim-free years in Roy Data. To do so, you can submit a request via the Stichting EPS website. There you will find the data access request form. Please submit this form electronically, along with a copy of your ID. You will not be granted immediate access to the data. It often takes some time for the request to be processed. In most cases, this takes up to 28 days.
How long can I view my data in Roy Data?
Your claim-free years do not remain valid indefinitely. After canceling your car insurance, your claim-free years remain valid for another 3 years with most insurers. However, this varies by insurer. With some insurers, this is only 2 years, while with others it is 4 or even 5 years. Therefore, always check when taking out your car insurance how long your claim-free years remain valid with your insurer. This way, you’ll know how long your claim-free years will remain in the Roy Data registry.
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