When do I get put on an insurance company’s “blacklist”?

Let’s be clear about this: you won’t end up on a“blacklist.” We often hear from customers who think they’re on an insurance company’s blacklist. However, no such blacklist exists. You may, however, be registered with Stichting CIS. Colloquially, the Stichting CIS database is often—and incorrectly—referred to as the “blacklist.”

There are several reasons why someone might be registered with CIS. If you’re unsure why you’re registered with Stichting CIS, you can submit a request for access to your information to Stichting CIS. You can use the online form to access your information. We’ll explain below the situations in which you might be registered with CIS.

How do I get into the CIS database?

CIS stands for Central Information System. The CIS Foundation stores all important data in its database. In this way, it seeks to identify potential risks and prevent fraud as much as possible. Insurers can check whether someone is listed in the database before deciding whether to accept the policyholder.

There are several reasons why you might end up in the CIS database. You may be registered because:

• Has committed fraud or otherwise taken advantage of the insurer
• Has had his driver's license suspended
• Schade was driving an uninsured car
• A penalty (negative claim-free years) has
• Failure to fulfill agreements, such as failure to pay the insurance premium

You have the right to know what personal data has been recorded. That is why you can submit a request to access your records. Unfortunately, we cannot do this for you, even if you wish to purchase insurance through us. This is due to privacy laws.