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6 possible consequences disqualification from driving

There are many different reasons why you might have your license suspended, such as driving under the influence of alcohol or speeding by more than 50 kilometers per hour. Everyone understands that a license suspension means you lose your driver’s license for a certain period of time. However, most people don’t realize that a driving suspension can have major consequences, such as for your car insurance. Not just during the suspension, but even afterward. It seems so simple: once you get your license back, everything’s fine, right? For insurers, though, it doesn’t work that way. Moreover, it’s not always as “simple” as just handing in your driver’s license. A suspension of driving privileges can sometimes have major consequences. At Geennee.nl , we Geennee.nl closer look at the potential consequences.

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consequences of driving disqualification

#1 Money penalty

In addition to a driver’s license suspension, you may also be fined a substantial amount. The amount of the fine depends on the reason for the suspension. If your license was suspended due to a speeding violation (exceeding the speed limit by more than 50 kilometers per hour), the authorities will consider how much you were over the limit and whether the speeding violation occurred inside or outside a built-up area or on the highway. If there were roadwork in the area where you were speeding, the fine will also be higher. The fine can be as high as €2,800.

Have you had your license suspended for driving under the influence? If so, the amount of the fine depends on your blood alcohol concentration. A distinction is made between novice drivers and experienced drivers. If your blood alcohol concentration is 1.31 or higher, the amount of the fine is determined by the judge.

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#2 community service

For some traffic violations that result in a license suspension, you may also be ordered to perform community service. The severity of your sentence depends on the danger you caused and whether you have previously been caught speeding or driving under the influence. If you cause an accident resulting in injury or death while under the influence of alcohol or driving at excessive speeds, you may be sentenced to community service or even imprisonment. For driving under the influence, community service sentences of up to 240 hours are often imposed.

#3 Cancellation auto insurance

A driver’s license suspension often has major consequences for your car insurance. When you receive a suspension, insurers have the right to cancel your policy. While your license is suspended, you’re obviously not allowed to drive, but once the suspension ends, you’ll likely want to get back behind the wheel. Your car must be insured at that time. If the insurer cancels your car insurance due to your suspension, you’ll need to purchase a new policy before you can get back on the road. However, getting new car insurance also comes with its own set of challenges.

#4 Can no longer insure car if disqualification is on it

If you have a driving ban, few traditional insurance companies will insure you. Whether you can get car insurance from a traditional insurance company depends on:

  • How long the driving disqualification lasts
  • On what date the driving disqualification was imposed
  • Why the driving disqualification was imposed

At Alpina, we always try to place you with a standard insurer at standard rates first, but this isn’t always possible. If that doesn’t work out, you can always turn to De Vereende. De Vereende specializes in insuring special risks and claims. Due to their broad underwriting policy, they generally accept everyone. This means that even people with a record of a driver’s license suspension, a criminal record, ora history of non-payment can take out insurance here. However, this comes with some additional costs. For example, you’ll pay a higher premium at De Vereende than at other companies. You’ll also need to pay three months’ premium in advance. Finally, you’ll pay a security deposit.

#5 Getting a driver's license again

Is this the second time in 5 years that you’ve had your license suspended for driving under the influence? Or are you refusing to cooperate with an alcohol test (breathalyzer or blood test)? If so, you fall under the so-called repeat offender policy, and your driver’s license will be revoked. In that case, you’ll have to get your driver’s license again. That means you’ll have to retake the written exam, pass the road test again, and undergo a medical and psychological evaluation by the CBR before you’re allowed back on the road.

#6 CIS registration

The Ministry of Transport, Public Works and Water Management has approved the registration of driving disqualifications in theCIS Foundation’s database. This is because it is crucial for insurers to know whether a person’s driver’s license has ever been revoked. After someone has been issued such a suspension, the data is provided by the Public Prosecution Service, and the individual remains registered with the Central Information System Foundation for five years. A CIS registration affects your car insurance.

Having trouble getting car insurance? Get car insurance from the Vereende at Geennee.nl!

At Alpina, we’re happy to help you insure your car. You can start by applying with a standard insurance company. If your application isn’t accepted, you can always turn to De Vereende. If you have any questions about getting car insurance, our insurance specialists are always here to help. You can reach us Monday through Friday from 8:00 AM to 6:00 PM at 030 – 688 37 00. You can also always send us a message via chat, WhatsApp, or Messenger.

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