Why report insurance fraud?

Reporting insurance fraud is difficult, especially if it is only suspicion. Nevertheless, it is always wise to report a suspicion. What many people do not realize is that they themselves bear the brunt of insurance fraud. Indeed, the more fraud is committed, the more insurance premiums rise. So it is often the honest consumer who helps pay for insurance fraud. We explain here where you can report insurance fraud.

Where can I report insurance fraud?

You can report insurance fraud to the Insurance Crime Control Center (CBV) of the Dutch Association of Insurers. The CBV was established specifically to help insurers combat insurance crime. Not only insurance fraud, but also cybercrime, extortion, blackmail, money laundering or corruption among staff and business associates.

If you prefer not to make the report in person, you can also do so anonymously. You do not have to give your name and remain anonymous. You can report insurance fraud by sending an e-mail to [email protected] or by calling 070-333 85 00.

What types of insurance fraud can I report?

You can report all types of insurance fraud. There are also some forms that you may not immediately recognize as insurance fraud, so we will briefly explain them below:

Insurance fraud when applying for insurance

Knowingly lying or concealing information on an insurance application is a form of insurance fraud. For example, by not answering the insurer's underwriting questions honestly. You will often be asked if your insurance has ever been cancelled or denied by an insurer, if you have ever been disqualified from driving, and if you have a criminal history. The insurer expects you to answer truthfully. Therefore, if you do not, you are committing insurance fraud.