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Motorcycle insurance without a license

Do you have a nice motorcycle in mind, but no driver's license yet? No problem, because buying a motorcycle does not require you to have a driver's license right away. Once the motorcycle's registration number is in your name, you do need to take out motorcycle insurance. However, some insurers do not accept policyholders without a driver's license. Fortunately, there are always options for insuring a motorcycle without a driver's license. In this article on Geennee.nl we will tell you about them!

Taking out De Vereende motorcycle insurance? Calculate your premium!

motorcycle insurance without a license

Motorcycle insurance without a license: is it possible?

Yes, you can insure your motorcycle even without a license. You just probably can't get it from every insurer. Some insurers do not accept a policyholder without a driver's license. Fortunately, there are still plenty of insurers where you can insure your motorcycle even without a license. To find out which motorcycle insurers do accept you, use our online comparison tool.

Taking out De Vereende motorcycle insurance? Calculate your premium!

What coverage can I take out?

When purchasing motorcycle insurance, you have a choice of three different coverages: WA, WA + limited casco and Allrisk. The most extensive coverage is the All-risk coverage. With this coverage, the insurer will, for example, pay out your own damages even in an accident caused by your fault. You can also contact the insurer in case of fire and theft of the motorcycle. With the WA limited hull coverage, the insurer also pays in case of fire and theft and a number of other causes of damage. Theft coverage is especially important because the risk of theft is high with motorcycles. The most limited coverage, WA motor insurance, only pays for damage you cause to another person. So damage to your own motorcycle is never compensated with this coverage.

Consequences of riding a motorcycle without motorcycle insurance

Of course, you are not allowed to ride your motorcycle without a license. Do you not have a license yet, but decide to ride your motorcycle anyway? Then this can have major consequences, as this is not only dangerous, but also punishable. Moreover, motorcycle insurance does not provide coverage if you ride a motorcycle while you do not yet have a license. This means that you will have to pay for the costs yourself, the moment you sustain damage. This applies to both the cost of your own damage and damage to another person. The insurance company will compensate the damage to the other party, but will then recover it from you. So you still have to pay the costs yourself. Is someone else riding your motorcycle who does have a driver's license? Then the insurance will pay for the damage.

Where can I insure a motorcycle without a license?

With many regular insurers, you can just go ahead and insure your motorcycle, even without a license. At Geennee.nl we always try to place you first with a regular insurer at normal rates. Therefore, we always recommend using our online comparator first. Fill in your details, choose the best motorcycle insurance and answer all the insurer's questions truthfully. Is this not successful? Then we can always accommodate you at De Vereende. Because De Vereende specializes in special damages and risks, people without a driving license or with a driving ban, a criminal record or a registration as a defaulter can also go there.

Still have questions? If so, please contact us. We are happy to help you! We can be reached Monday through Friday from 8:00 am to 6:00 pm at telephone number 088-6883700.

Calculate the premium for your motorcycle insurance directly through De Vereende!

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. For business use, you can enter the company's zip code here.
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