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Insuring a motorbike without a driving licence

Do you want to buy a nice motorbike, but don't have a driving licence yet? No problem, because you don't need to have a driving licence to buy a motorbike. As soon as the registration number of the motorbike is in your name, you have to take out a motorbike insurance policy. Some insurers, however, do not accept policyholders without a driving licence. Fortunately, there are always possibilities to insure a motorbike without a driving licence. In this article on GeenNee.nl, we tell you about it!

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insuring a motorbike without a driving licence

Motorbike insurance without a driving licence: is that possible?

Yes, you can insure your motorbike even without a driving licence. However, you will probably not be able to take out a policy with every insurer. Some insurers do not accept policyholders without a driving licence. Fortunately, there are still plenty of insurers where you can insure your motorbike without a driving licence. To find out which motorbike insurers are available, use our online comparison tool.

De Vereende motorbike insurance? Calculate your premium!

What cover can I take out?

When taking out motorbike insurance, you have the choice of three different types of cover: WA, WA + limited hull and All-risk. The most extensive coverage is the All-risk coverage. With this coverage the insurer pays out for your own damage in case of an accident caused by you. The insurer will also pay out in the event of fire or theft of the motorbike. With WA limited casco cover, the insurer will also pay out in the event of fire and theft, as well as a number of other causes of damage. The coverage against theft is especially important, because the risk of theft is high with motorbikes. The most limited coverage, WA motorbike insurance, pays only the damage you cause to another. Damage to your own motorbike is never compensated with this coverage.

Consequences of driving a motorbike without insurance

Of course, you are not allowed to drive your motorbike without a driving licence. Do you not have a driving licence yet, but do you decide to drive your motorbike? This can have serious consequences, because it is not only dangerous, but also illegal. Moreover, a motorbike insurance will not cover you if you ride a motorbike, but you do not have a driving license yet. This means that you will have to pay for the costs yourself the moment you sustain damage. This applies to both the costs of your own damage and those of someone else. The insurer will compensate the damage to the other party, but will then recover this from you. So you will still have to pay the costs yourself. Does someone else ride your motorbike who does have a driving licence? Then the insurance will pay for the damage.

Where can I insure a motorbike without a driving licence?

Many regular insurers will allow you to insure your motorbike, even without a driving licence. At GeenNee.nl, we always try to get you insured with a regular insurer at normal rates. We therefore always recommend using our online comparison. Fill in your details, choose the best motorbike insurance and answer all the insurer's questions truthfully. Is this not possible? Then we can always place you with De Vereende. Because De Vereende specialises in special claims and risks, people without a driving licence or with a driving disqualification, a criminal record or a registration as defaulter can also go there.

Do you have any questions? Then get in touch with us. We will be happy to help you! We are available from Monday to Friday from 08:00 to 18:00 on telephone number 088-6883700.

Calculate the premium for your motorbike insurance directly via De Vereende!

To calculate premiums, we need the zip code of the primary driver. For private use, the youngest driver must reside at the same address as the applicant. In case of business use, you can enter the postal code of the company here.
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