How can I buy insurance after expulsion?

After expulsion it can sometimes be difficult to take out insurance again with a regular insurance company. Fortunately, taking out insurance is not impossible, because you can always turn to insurance company De Vereende. This insurance company specializes in special risks and, in principle, accepts everyone. We tell you how to take out insurance after expulsion.

Why is it so difficult to get insurance after expulsion?

Purchasing insurance after being disbarred is often difficult because insurers always look at the risk they face. Have you been disbarred for fraud, non-payment or too many claims? Then the risk is too great for many regular insurance companies. Therefore, they often do not want to insure you in that case. In that case you can only go to insurance company De Vereende. De Vereende specializes in special risks and insurance claims. They have a broader acceptance policy than regular insurance companies and in principle accept everyone.

Taking out insurance after expulsion: what are the costs?

Purchasing insurance after cancellation does involve some additional costs, namely:

• A higher premium than with regular insurance companies
• You must pay three months of premium in advance
• A deposit

With insurance policies, the higher the risk, the higher the premium. This is also the case with De Vereende. The risk is higher than normal for them, hence the premium is also higher.

In addition, you must pay three months of premium in advance when you purchase insurance, even if you choose to pay monthly instead of quarterly, semi-annual or annual payments. This is to avoid misunderstandings. In fact, it may happen that, when you take out insurance, the bill for the following month has already been sent to existing policyholders. As a new policyholder, you will not have received this note. To avoid being listed as a defaulter as a result, pay the first three months in advance. After these three months, you can also choose to pay the premium per month.

Finally, in most cases you must pay a deposit. Do you not pay the insurance premium on time? Then the insurer uses this deposit to offset the unpaid premium. If you pay your premium on time every month, you will get the deposit back when the insurance is terminated.

Taking out De Vereende car insurance? Calculate your premium!