Car insurance without a driver's license

Are you planning to buy a car, but don’t have a driver’s license yet? No problem. In principle, you don’t need to have a driver’s license to buy a car. As soon as the car’s registration is in your name, you are legally required to purchase at least liability insurance for the vehicle. However, this isn’t so easy. Some insurers won’t provide car insurance if the car’s owner doesn’t have a driver’s license yet. Fortunately, there are always ways to insure a car without a driver’s license.

Why is it difficult to insure a car without a driver's license?

Most insurance companies won’t let you get car insurance if you don’t have a driver’s license yet. Without a license, the insurer doesn’t know who’s driving the car. Plus, the insurance premium depends on who’s behind the wheel. In fact, any damages won’t be covered if they’re caused by a driver without a valid license. However, you are still required to insure your car. What should you do if you can’t insure your car because you don’t have a driver’s license yet? There are always insurers you can turn to for car insurance.

How do I buy a car without a driver's license?

Buying a car without a driver’s license is often not a problem. When transferring the registration to the new owner’s name, you must present a form of identification. A driver’s license is often used for this, but it isn’t strictly necessary. You can, of course, also use an ID card or passport. What’s more, you can now register a car online. To do this, you’ll need to log in with your DigiD. So you don’t need a driver’s license at all to buy and register a car. Insuring a car without a driver’s license, however, will be a bit more difficult.

Car insurance without a driver's license: is it possible?

Yes, you can still insure your car even without a driver’s license. However, not every insurer will accept you. To find out which car insurers will accept you without a driver’s license, you can use our online comparison tool. In our comparison tool, we’ve already filtered out insurers that require a driver’s license and listed those that accept people without one. So, using the comparison tool, you can compare and purchase car insurance even without a driver’s license.

Regular driver must always have a driver's license

Everyone knows that you’re not allowed to drive a car without a driver’s license. It’s not only dangerous, but also a criminal offense. Furthermore, car insurance does not provide coverage if you drive a car without a driver’s license. If you do get behind the wheel and cause damage to another driver, the insurer will pay the damages to the other party, but will then seek reimbursement from you. This means you’ll end up paying the costs yourself anyway.  The regular driver must therefore always be in possession of a driver’s license.

Due to a serious offense, I no longer have a driver's license. What now?

In certain situations, you may lose your driver’s license. This usually happens as a result of a serious traffic violation. Of course, you are no longer allowed to drive if you no longer have a driver’s license. If your driver’s license is revoked after a serious violation, this does not necessarily affect your current car insurance. However, taking out a new car insurance policy will be more difficult. Still, there are some companies that might make an exception, but this depends, among other things, on:

• The duration of the driving disqualification
• The date of the driving disqualification
• The reason for the driving disqualification

Where can I insure a car without a driver's license?

At Geennee.nl , we always try to place you with a standard insurer at standard rates first. That’s why we always recommend using our online comparison tool first. Enter your details, choose the best car insurance, and answer all the insurer’s questions truthfully. If that doesn’t work out? Then we can always place you with De Vereende. Because De Vereende specializes in unusual claims and risks, people without a driver’s license or with a driving suspension, acriminal record, or a history ofnon-paymentcan also turn to them.

Do you have any questions? Please contact us. We’re happy to help! You can reach us Monday through Friday from 8:00 AM to 6:00 PM at 088-6883700.